デジタルレンディングプラットフォームの世界市場予測（～2023年）...市場調査レポートについてご紹介

TABLE OF CONTENTS

1 INTRODUCTION 19
1.1 OBJECTIVES OF THE STUDY 19
1.2 MARKET DEFINITION 19
1.3 MARKET SEGMENTATION 20
1.4 YEARS CONSIDERED FOR THE STUDY 20
1.5 CURRENCY 21
1.6 STAKEHOLDERS 21
2 RESEARCH METHODOLOGY 22
2.1 RESEARCH DATA 22
2.1.1 SECONDARY DATA 23
2.1.2 PRIMARY DATA 24
2.1.2.1 Breakup of primaries 24
2.1.2.2 Key industry insights 25
2.2 MARKET BREAKDOWN AND DATA TRAINGULATION 26
2.3 MARKET SIZE ESTIMATION 26
2.3.1 BOTTOM-UP APPROACH 27
2.3.2 TOP-DOWN APPROACH 27
2.4 ASSUMPTIONS FOR THE STUDY 28
2.5 RESEARCH LIMITATIONS 28
3 EXECUTIVE SUMMARY 29
4 PREMIUM INSIGHTS 33
4.1 ATTRACTIVE MARKET OPPORTUNITIES IN THE DIGITAL LENDING PLATFORM MARKET 33
4.2 DIGITAL LENDING PLATFORM MARKET: MARKET SHARE OF MAJOR SEGMENTS IN NORTH AMERICA 34
4.3 DIGITAL LENDING PLATFORM MARKET, BY SOLUTION, 2018 34
4.4 DIGITAL LENDING PLATFORM MARKET, BY COUNTRY, 2018 35
4.5 MARKET INVESTMENT SCENARIO 35
5 MARKET OVERVIEW 36
5.1 INTRODUCTION 36
5.2 MARKET DYNAMICS 36
5.2.1 DRIVERS 37
5.2.1.1 High proliferation of smartphones and growth in digitalization 37
5.2.1.2 Need for better customer experience 38
5.2.1.3 Stringent government rules and regulations for digital lending 39
 
5.2.2 RESTRAINTS 39
5.2.2.1 Higher dependency on traditional lending methods 39
5.2.3 OPPORTUNITIES 40
5.2.3.1 Rise in the adoption of AI, machine learning, and blockchain- based digital lending platforms and solutions 40
5.2.3.2 Increase in the demand of advanced digital lending solutions for retail banking 40
5.2.4 CHALLENGES 41
5.2.4.1 Data security and privacy concerns due to increasing cyber-attacks 41
5.2.4.2 Lack of digital literacy in underdeveloped countries 41
5.3 REGULATORY IMPLICATIONS 42
5.3.1 GENERAL DATA PROTECTION REGULATION (GDPR) 42
5.3.2 PAYMENT CARD INDUSTRY DATA SECURITY STANDARD (PCI DSS) 42
5.3.3 PAYMENT SERVICES DIRECTIVE 2 (PSD2) 42
5.3.4 KNOW YOUR CUSTOMER (KYC) 43
5.3.5 ANTI-MONEY LAUNDERING (AML) 43
5.3.6 ELECTRONIC IDENTIFICATION, AUTHENTICATION,
AND TRUST SERVICES (EIDAS) 43
5.3.7 HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT (HIPAA) 43
5.3.8 FEDERAL INFORMATION SECURITY MANAGEMENT ACT (FISMA) 43
5.3.9 GRAMM-LEACH-BLILEY ACT (GLBA) 44
5.3.10 SARBANES-OXLEY ACT (SOX) 44
5.4 USE CASES 44
5.4.1 ADOPTION OF DIGITAL LENDING SOLUTIONS IN THE BANKING INDUSTRY TO UNIFY LOAN PROCESSES 44
5.4.2 IMPLEMENTATION OF DIGITAL LENDING SOLUTIONS IN INSURANCE COMPANIES 44
5.4.3 DEPENDENCE OF FINANCIAL SERVICES COMPANIES ON DIGITAL LENDING SOLUTIONS 45
5.4.4 ADOPTION OF LOAN ORIGINATION SOLUTION AMONG RETAIL BANKS 45
5.4.5 LARGE-SCALE ADOPTION OF DIGITAL LENDING SOLUTIONS FOR COMMERCIAL BANKING 45
5.5 INNOVATION SPOTLIGHT 45
5.5.1 FIDOR SOLUTIONS 45
6 DIGITAL LENDING PLATFORM MARKET, BY COMPONENT 46
6.1 INTRODUCTION 47
6.2 SOLUTIONS 48
6.2.1 ASIA PACIFIC TO WITNESS THE HIGHEST GROWTH RATE IN THE SOLUTIONS SEGMENT 48
6.3 SERVICES 49
6.3.1 NORTH AMERICA TO WITNESS THE LARGEST MARKET SIZE IN THE SERVICES SEGMENT IN 2018 49
 
7 DIGITAL LENDING PLATFORM MARKET, BY SOLUTION 50
7.1 INTRODUCTION 51
7.2 LOAN ORIGINATION 52
7.2.1 NEED TO STREAMLINE THE END-TO-END LOAN LIFE CYCLE IS LEADING TO THE GROWTH OF LOAN ORIGINATION SOLUTIONS IN THE DIGITAL LENDING PLATFORM MARKET 52
7.3 DECISION AUTOMATION 53
7.3.1 RISING NEED OF DECISION AUTOMATION SOLUTION TO AUTOMATE THE OVERALL LOAN APPROVAL PROCESS 53
7.4 PORTFOLIO MANAGEMENT 54
7.4.1 USE OF PORTFOLIO MANAGEMENT SOLUTIONS ACROSS BANKS, OWING TO THE INCREASING COMPLEXITY TO MANAGE LOAN PORTFOLIOS 54
7.5 LOAN SERVICING 55
7.5.1 NEED FOR LOAN SERVICING SOLUTIONS FUELING THE GROWTH OF DIGITAL LENDING SOLUTIONS 55
7.6 RISK AND COMPLIANCE MANAGEMENT 55
7.6.1 CRITICAL NEED FOR RISK AND COMPLIANCE MANAGEMNET SOLUTIONS TO STREAMLINE ACCOUNTING OPERATIONS ACROSS VERTICALS 55
7.7 LOAN MANAGEMENT 56
7.7.1 USE OF LOAN MANAGEMENT SOLUTION TO EASE THE ENTIRE LOAN LIFE CYCLE MANAGEMENT ACROSS THE BANKING SECTOR 56
7.8 BUSINESS PROCESS MANAGEMENT 57
7.8.1 NEED FOR BUSINESS PROCESS MANAGEMENT SOLUTIONS IN THE FINANCIAL INDUSTRY SURGED THE GROWTH OF DIGITAL LENDING PLATFORM MARKET 57
7.9 OTHERS 58
7.9.1 NEED FOR KYC, API GATEWAY, AND CREDIT BUREAU REPORTING TO CONTRIBUTE TO THE GROWTH IN THE DIGITAL LENDING PLATFORM MARKET 58
8 DIGITAL LENDING PLATFORM MARKET, BY SERVICE 59
8.1 INTRODUCTION 60
8.2 DESIGN AND IMPLEMENTATION 61
8.2.1 NORTH AMERICA EXPECTED TO HAVE THE LARGEST MARKET SIZE IN THE DESIGN AND IMPLEMENTATION SERVICES SEGMENT IN 2018 61
8.3 TRAINING AND EDUCATION 62
8.3.1 EUROPE TO WITNESS THE HIGHEST GROWTH RATE IN THE TRAINING AND EDUCATION SEGMENT OWING TO THE INCREASING NEED FOR ASSISTANCE DURING IMPLEMENTATION 62
8.4 RISK ASSESSMENT 63
8.4.1 INCREASING COMPLEXITY OF CYBER AND FINANCIAL RISK GENERATING THE NEED FOR RISK ASSESSMENT SERVICES 63
8.5 CONSULTING 64
8.5.1 INCREASING AWARENESS OF COMPLIANCE REQUIREMENTS IN THE FINANCIAL INDUSTRY DRIVING THE GROWTH OF CONSULTING SERVICES 64
 
8.6 SUPPORT AND MAINTENANCE 65
8.6.1 INCREASING NEED FOR ASSISTANCE ON UPGRADES AND TECHNICAL SUPPORT AND IMPLEMENATION DRIVING THE GROWTH OF SUPPORT
AND MAINTENANCE SERVICES 65
9 DIGITAL LENDING PLATFORM MARKET, BY DEPLOYMENT MODE 66
9.2 INTRODUCTION 67
9.3 CLOUD 68
9.3.1 INCREASING NEED TO REDUCE THE OPERATIONAL COST LEADING TO THE GROWTH OF CLOUD-BASED DIGITAL LENDING PLATFORM 68
9.4 ON-PREMISES 68
9.4.1 LARGE ENTERPRISES DEPLOY ON-PREMISES DIGITAL LENDING PLATFOPRM TO ENSURE DATA PRVACY AND SECURITY 68
10 DIGITAL LENDING PLATFORM MARKET, BY VERTICAL 70
10.1 INTRODUCTION 71
10.2 BANKING 72
10.2.1 INCREASING LOAN TRANSACTION VOLUMES ACROSS THE BANKING SECTOR DRIVING THE GROWTH OF DIGITAL LENDING PLATFORM MARKET 72
10.3 FINANCIAL SERVICES 73
10.3.1 NEED TO ENHANCE CUSTOMER EXPERIENCE ACROSS THE FINANCIAL SERVICES DRIVING THE GROWTH OF DIGITAL LENDING PLATFORM MARKET 73
10.4 CREDIT UNIONS 74
10.4.1 NEED FOR AUTOMATION ACROSS CREDIT UNIONS TO ENHANCE THE LENDING PROCESS 74
10.5 INSURANCE COMPANIES 75
10.5.1 NEED FOR DIGITALIZATIONS IN THE INSURANCE VERTICAL TO STRENGTHEN THE LENDING PROCESS AND DEPENDENCY ON THE INTERMEDIATE AGENTS 75
10.6 RETAIL BANKING 76
10.6.1 ADOPTION OF DIGITAL LENDING SOLUTIONS ACROSS RETAIL BANKING TO PROVIDE CUSTOMERS SEAMLESS USER EXPERIENCE 76
10.7 P2P LENDERS 77
10.7.1 INCREASE IN VENTURE FUNDING FOR P2P LENDER DRIVING THE GROWTH OF THE DIGITAL LENDING PLATFORM MARKET 77
11 DIGITAL LENDING PLATFORM MARKET, BY REGION 78
11.1 INTRODUCTION 79
11.2 NORTH AMERICA 80
11.2.1 UNITED STATES 81
11.2.1.1 US accounts for the largest market share in north america during the forecast period 81
11.2.2 CANADA 82
11.2.2.1 Canada is expected to grow at the highest cagr in north america during the forecast period 82
 
11.3 EUROPE 85
11.3.1 UNITED KINGDOM 85
11.3.1.1 Increasing adoption of omnichannel digital lending solutions by financial institutions will fuel the growth of the market 85
11.3.2 GERMANY 85
11.3.2.1 Organizations continuous focus towards enhanced customer experience will fuel the demand for digital lending solutions in the country 85
11.3.3 FRANCE 86
11.3.3.1 France is expected to grow at highest CAGR due to the heavy investment in digital lending platforms by government and other organizations in the country 86
11.3.4 REST OF EUROPE 86
11.4 ASIA PACIFIC 89
11.4.1 CHINA 90
11.4.1.1 Rapid economic developmentsand the increased proliferation of smartphones are expected to drive the growth of the digital lending platform market in china 90
11.4.2 JAPAN 91
11.4.2.1 Reduced cost, enhanced customer experience, and improved operational efficiency of lending platforms are expected to trigger the growth of the digital lending platform market in japan 91
11.4.3 INDIA 91
11.4.3.1 High adoption of digital lending platforms in various verticals, such as retail and consumer banking, insurance companies, credit unions, and financial institutions will fuel the growth of the digital lending platform market in Japan 91
11.4.4 AUSTRALIA AND NEW ZEALAND (ANZ) 91
11.4.4.1 Increasing adoption of digital lending platforms by organizations for improved productivity will boost the growth of the digital lending platform market in japan 91
11.4.5 REST OF ASIA PACIFIC 92
11.5 MIDDLE EAST AND AFRICA 94
11.5.1 MIDDLE EAST 95
11.5.1.1 Consumers are becoming internet-savvy driving the digital lending platform market in Middle East 95
11.5.2 AFRICA 95
11.5.2.1 Incraesing focus on digitalization of financial sector is driving the growth of digital lending platform market in Africa 95
11.6 LATIN AMERICA 97
11.6.1 BRAZIL 98
11.6.1.1 Rapid surge in the usage of Internet and mobile-based applications in the financial institutions to drive the growth of digital lending platform market in Brazil 98
11.6.2 MEXICO 98
11.6.2.1 Proliferation of cloud based digital technologies aiding the growth of digtial lending platform market in Mexico 98
11.6.3 REST OF LATIN AMERICA 98
12 COMPETITIVE LANDSCAPE 102
12.1 OVERVIEW 102
12.2 COMPETITIVE SCENARIO 104
12.2.1 PARTNERSHIPS, AGREEMENTS, AND COLLABORATIONS 105
12.2.2 NEW PRODUCT LAUNCHES/PRODUCT ENHANCEMENTS 107
12.2.3 MERGERS AND ACQUISITIONS 109
12.2.4 BUSINESS EXPANSIONS 109
13 COMPANY PROFILES 110
13.1 INTRODUCTION 110
(Business Overview, Solutions and Services Offered, Recent Developments, SWOT Analysis and MNM View)*
13.2 FISERV 111
13.3 NEWGEN SOFTWARE 115
13.4 ELLIE MAE 118
13.5 NUCLEUS SOFTWARE 122
13.6 FIS GLOBAL 126
13.7 PEGASYSTEMS 129
13.8 TEMENOS 132
13.9 INTELLECT DESIGN ARENA 135
13.10 SIGMA INFOSOLUTIONS 137
13.11 TAVANT TECHNOLOGIES 139
13.12 DOCUTECH 140
13.13 MAMBU 142
13.14 CU DIRECT 144
13.15 SAGEWORKS 146
13.16 ROOSTIFY 148
13.17 JURISTECH 150
13.18 DECIMAL TECHNOLOGIES 151
13.19 HIEND SYSTEMS 152
13.20 RUPEEPOWER 153
13.21 FINASTRA 154
13.22 ARGO 156
13.23 SYMITAR 158
13.24 TURNKEY LENDER 159
13.25 FINANTIX 160
13.26 BUILT TECHNOLOGIES 161
*Details on Business Overview, Solutions and Services Offered, Recent Developments, SWOT Analysis and MNM View might not be captured in case of unlisted companies.

14 APPENDIX 162
14.1 DISCUSSION GUIDE 162
14.2 KNOWLEDGE STORE: MARKETSANDMARKETS’ SUBSCRIPTION PORTAL 166
14.3 AVAILABLE CUSTOMIZATIONS 168
14.4 RELATED REPORTS 168
14.5 AUTHOR DETAILS 169